June 26th 
Michelle, Look At My Cartoon!
I have found it difficult to update this site every day. My days stay busy just trying to survive, like the rest of you. However, I am being encouraged to keep it up.

      Our friends watched us go thru so many stages during of our own little 'Wachovia-induced-recession' but we are still here. We had a thriving business and lost it, we had a beautiful home and lost it. Heck, I dont even own a car any more! But we are still here! That is what one of my friends asked me to write about...how we have survived. It amazes her that we still can find smiles and laughter even after what looks like total devastation. She said we give her hope in her life and maybe we can someone else.  


     So here it goes....words to live by....
"THEY CANT EAT YOU".
 THEY may want to and you may wish THEY could, but THEY cant! You can survive all the financial turmoil in your life if you just remember that God has equipped you with what you need to survive your life. You can cut back and find joy in new things and that can be a good thing. Our family is closer now than ever and money cant buy that. 


    "CHOOSE YOUR BATTLES WISELY" 
After we began to lose what we had trusted Wachovia with, we were in a panic. When my husband worked out of town to make up for the money Wachovia was losing, we fought. When Wachovia decided that THEY would do everything in their power to destroy us, we fell apart. When Wachovia wanted me to file bankruptcy so that they could just write us off....that was the end! We found our inner-strength. I remember crying in the bankruptcy courtroom and my bankruptcy attorney thinking I was a loonatic. Most people would be happy to be able to walk away from such a nightmare. Not us.

     It just did not sit well with me that by me declaring bankruptcy, Wachovia would never have to be accountable for the series of actions that put me there. Those actions were Wachovia's and they were UNETHICAL and somebody was going to hear about it one way or another. After going thru the whole bankruptcy procedure, I said 'no'. I decided if I was going to lose everything, then I was going to go down fighting! I had to explain my stubborness to my husband and lawyers. Not everyone agreed but I didnt care. Wachovia filed suit against me for not being able to pay their "DEMAND NOTES". If I filed bankruptcy, I would not be able to counter sue. Hence, that is why Wachovia is being forced to go to court. But back to the reason for this story, we have survived because we let go and let God handle it. Sounds cliche, but it works. In my heart, I knew that filing bankruptcy was an easy way out for Wachovia. I also knew that we would survive, some how, if we just kept the faith. We lost our income, we lost our home and we almost lost our marriage, but we have survived.

   "THIS TOO WILL PASS"  
  Laugh. Just laugh because it is not the situation you are in but how you deal with it that makes you who you are.....so just laugh. A smile will scare your apponet more than you would think! 
Here is smiling at you WACHOVIA.


June 9th :
 We are still here, waiting for a date from the judge! We are inviting anyone and everyone to
                           come to our trial. We may win, we may not. If we make it to a jury trial then we have endured a
                            lot. Ask anyone you know how hard it is to go face to face with a giant like Wachovia...it ain't
                            easy.

                            We hope to be able to make a change somewhere in the banking industry. I personally would like to see deposit banks (the ones that keeps your money safe) and investment banks (the ones that invest your money) separate. The two should not be under one roof because it becomes a conflict of interest.  In my opinion, and if history means anything. We went thru the great depression because of similar circumstances. This is my opinion and I encourage anyone to tell me different.
 
I will try to update this website every day from here on until the jury makes a decision.

While we watch the falling of the stock market we are reminded by the 'experts' not to freak out and sell. "If you are in your twenties, thirties and even forties, don't sell." We are reminded that the market is for long term investors and the market will bounce back. When i hear that I can't help but cringe because I think of how much money we lost at the hands of unregulated brokers.
We trusted Wachovia with our family's future. Because no one was watching Wachovia, Wachovia wasn't watching their brokers. Our investments were put into the trusting hands of the Wachovia securities department and were squandered away with malicious, premature sales, in a matter of days. We had no control over that, we were notified of the sale after our stocks after they were sold (and not for any profit). No one at Wachovia cared when we complained. The SEC found it difficult to believe that a bank could do wrong. But now the whole world is talking about unregulated banks!
How can so many experts know not to sell in a time like this yet our Wachovia broker was allowed to do it? Our story is from the past 5 years but it reveals the beginning of the damage the non-regulated banks would do and have done.
If you ever hear "YOU CAN'T SUE THEM IN COURT" then you can guarantee that "THEY" are not being regulated enough!
 Shame on you, Wachovia! Shame on you for raping everyone that trusted you!